NMLS Course Approved Topics and Requirements covered in this class.
- Topic 1: Excessive Charge for Third-Party Fees
- TILA - 12 C.F.R. §1026.19(f)(3)(i)
- Topic 2: Charging Advanced Fee
- RESPA - 12 C.F.R. §1024.7(a)(4)
- Topic 3: Unlawful Higher-Priced Mortgage Loan
- TILA - 12 C.F.R. §1026.35(c)(4)
- Topic 4: Failed to Accurately Complete the Loan Estimate
- TILA - 12 C.F.R. §1026.37(m)(4)
- Topic 5: Notice of Action Taken
- ECOA - 12 C.F.R. §1002.9(a)(1) and (c)(1)(i)(ii)(2)
- Topic 6: Failed to Provide an Accurate and Complete Closing Disclosure
- TILA - 12 C.F.R. §1026.38(f), (g), (p)(3), (r), and (t)(5)(v)
- Topic 7: Corrected Closing Disclosure
- TILA- 12 C.F.R. §1026.19(f)(2)(iii)
- Topic 8: Closing Disclosure Required Content
- TILA - 12 C.F.R. §1026.19(f)(1) and §1026.38
- Topic 9: Closing Disclosure Content
- TILA - 12 C.F.R. §1026.38(f)(2) and §1026.19(f)(2)(i)
- Topic 10: Failed to Timely Provide Adverse Action Letter
- ECOA- 12 C.F.R. §1002.9(a)(1)
This course covers your 8 Hour SAFE Federal CE requirements. Click here if you are in need of any state classes.
Join the Knowledge Coop for Federal CE training that’s unlike any other! Each year, our team works diligently to bring you the best information and CE resources to help you complete your 8-hour MLO CE in a simple, enjoyable way.
What to Expect
This year, we have crafted an interactive learning experience that combines informative videos, real-life scenarios, and group activities to enhance your educational journey. Our primary focus will be on key topics such as Ethical Violations, TILA and Closing Disclosures, Adverse Action, and Cybersecurity, with a special emphasis on compliance and best practices. Through practical examples, we will equip you with the tools and knowledge necessary to stay compliant in these critical areas. Furthermore, our Hot Topics section will delve into common violations and provide insights into examiner expectations. Expect to engage in dynamic conversations that will inspire you to contribute towards the betterment of the industry and support you in excelling further in your career.
Objectives
In light of the significant changes in the market last year, we aim to empower our students to hone their skills and excel. Our goal this year is to equip students with the essential tools required to expand their businesses the right way. By examining the past and gaining a better understanding of industry regulations, students will acquire the knowledge necessary to elevate their compliance game. Through collaborative learning and community engagement, students will interact with one another, exchange ideas, and enhance their expertise. Our course will foster healthy competition, driving students to strive towards being the smartest team in the room. Expect to leave the course with newfound skills and confidence to take your business to the next level.
