This course covers your 8 Hour Federal CE Requirement

  • Get the latest legal and regulatory developments.
  • Enhance awareness of common ethical breaches and federal law violations.
  • Review the detailed insights into the laws on employee classification in the mortgage industry.
  • Cover essential topics as required by the Nationwide Multi-state Licensing System for 2024.
  • Gain a better understanding of the credit markets and the factors influencing rate fluctuations.
  • Explore updates on FHA programs and other non-traditional lending products.
  • Learn about fair lending laws mainly focusing on a case study involving discriminatory practices against specific communities.
  • Great opportunity for you to directly ask questions and get answers
  • Interactive learning and Knowledge Assessment
  • Share ideas
  • Professional and Entertaining Instructors

 

  • Topic 1: "Unknown Reason" for Loan Denials - ECOA - 12 C.F.R. §1002.9(b)(2-9)
  • Topic 2: Right of Rescission - TILA - 12 C.F.R. §1026.23(a)(3)(i)(b)(1)(v)
  • Topic 3: Prohibited Fees Charged for Rapid Recheck or Expedited Rescore Fees - FCRA - 15 U.S.C. §1681i(a)(1)(A)
  • Topic 4: Statement of Specific Reasons - ECOA - 12 C.F.R. §1002.9(b)(2)
  • Topic 5: Rescission Notice is not in compliance - TILA - §1026.23(b)
  • Topic 6: TILA Zero Tolerance Overcharge - TILA - 12 C.F.R. §1026.19(e)
  • Topic 7: TILA Loan Estimate Not Provided Timely/Who's Responsible - TILA - 12 C.F.R. §1026.19(e)(1)
  • Topic 8: Providing an Appraisal and/or Other Valuation - ECOA - 12 C.F.R. §1002.14(a)(1)
  • Topic 9: : Post Closing Disclosure (CD) not Provided to Borrower for Change in ThirdParty Charges - TILA - §1026.19(f)(2)(iii)
  • Topic 10: Failure to provide appraisal and applicable valuation disclosures within three (3) business days of application. - ECOA - 12 C.F.R. §1002.14(a)(1)

Meet Your Instructor

KIRK FAULKNER

Chief Connections Officer

Kirk brings 20+ years of a thriving career in the mortgage industry plus a wealth of experience from media sales, technology, and non-profit sectors. Kirk is focused on helping you succeed while sharing his passion for lending, humor and training as a CE speaker.

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