• This course covers your 8 Hour Federal CE Requirement
  • Assess and evaluate the impacts of ethical dilemmas in the mortgage space.
  • Review and revise both personal and professional cybersecurity preparedness plans.
  • Understand the importance of accurate and complete Closing Disclosures.
  • Demonstrate comprehensive knowledge of how TILA, ECOA and RESPA protect borrowers through Adverse Action and other measures.
  • Reiterate and describe the opportunities provided by 203k loans, ARM loans, and more.
  • Describe and express the main purpose of the Federal Reserve and Monetary Policies.
  • Explain how inflation is impacted by shelter costs.
  • Discuss and evaluate how Mortgage-Backed Securities affect rates.
  • Great opportunity for you to directly ask questions and get answers
  • Learn from other peoples experiences
  • Share ideas
  • Professional and Entertaining Instructors

 

  • Topic 1: "Unknown Reason" for Loan Denials - ECOA - 12 C.F.R. §1002.9(b)(2-9)
  • Topic 2: Right of Rescission - TILA - 12 C.F.R. §1026.23(a)(3)(i)(b)(1)(v)
  • Topic 3: Prohibited Fees Charged for Rapid Recheck or Expedited Rescore Fees - FCRA - 15 U.S.C. §1681i(a)(1)(A)
  • Topic 4: Statement of Specific Reasons - ECOA - 12 C.F.R. §1002.9(b)(2)
  • Topic 5: Rescission Notice is not in compliance - TILA - §1026.23(b)
  • Topic 6: TILA Zero Tolerance Overcharge - TILA - 12 C.F.R. §1026.19(e)
  • Topic 7: TILA Loan Estimate Not Provided Timely/Who's Responsible - TILA - 12 C.F.R. §1026.19(e)(1)
  • Topic 8: Providing an Appraisal and/or Other Valuation - ECOA - 12 C.F.R. §1002.14(a)(1)
  • Topic 9: : Post Closing Disclosure (CD) not Provided to Borrower for Change in ThirdParty Charges - TILA - §1026.19(f)(2)(iii)
  • Topic 10: Failure to provide appraisal and applicable valuation disclosures within three (3) business days of application. - ECOA - 12 C.F.R. §1002.14(a)(1)

Meet Your Instructor

KEN PERRY 

Founder of Knowledge Coop

Ken Perry fell in love with reading laws in 2003 and has been researching and delivering seminars and training videos on compliance ever since. Ken has been a featured speaker at numerous industry events and is an expert on countless mortgage laws. As the founder of a mortgage training company, Ken has focused on helping compliance officers understand the importance of building a complete compliance management system and deliver training in a way that people want to experience. The Knowledge Coop has revolutionized training in the industry and Ken can help attendees understand the power of training to create a compliant company.

Looking For More Classes?

This class is awesome, but don't just take it from us!

"Best way to take CE classes!"

Brian Page

I always make it a priority to attend his live classes. I will continue to recommend the Knowledge Coop as the best CE class to attend!

 

-Marcie Newman

"I Love his teaching method!"

-Anju Kataruka

"What is not to like about attending the Knowledge Coop's CE training? Love you guys :-) !"

-Carol Junge

Sponsors

ARCH Mortgage Insurance Company